Terms of Service

1. Agreement

These Terms of Service govern access to and use of the Student Digital Wallet platform.

By creating an account or using Student Digital Wallet, you agree to these Terms.

If you use Student Digital Wallet on behalf of a school, district, college, university, company, government organization, or other entity, you represent that you have authority to accept these Terms on behalf of that entity.

2. Description of the Service

Student Digital Wallet provides technology that allows authorized organizations and individuals to:

• Create accounts
• Manage student profiles
• Manage educational organizations
• Issue credentials
• Upload educational documents
• Store credentials
• Verify credentials
• Share credentials
• Revoke credentials
• Manage student invitations
• Access verification records

3. Account Responsibilities

Users are responsible for maintaining the confidentiality of their account credentials.

Users must provide accurate information and must not allow another person to use their account.

Users must promptly report suspected unauthorized access.

4. Student Accounts

Student accounts may be created directly or connected to an educational organization through an invitation process.

Students are responsible for maintaining accurate personal information.

Students may only access records for which they have been authorized.

5. School Administrator Accounts

School administrators may be required to submit an application before receiving access to organization management features.

Student Digital Wallet may review, approve, reject, suspend, or remove administrator access.

An administrator may access student information only when authorized by the applicable educational organization and Student Digital Wallet access controls.

6. Organization Responsibilities

Educational organizations are responsible for:

• Determining which individuals may access student information
• Providing accurate student information
• Ensuring administrators are authorized
• Managing organization users
• Determining which documents should be issued
• Ensuring credential information is accurate
• Maintaining appropriate internal access policies
• Complying with applicable education privacy laws

7. Educational Records

Educational organizations are responsible for determining whether information constitutes an education record and whether the organization has authority to provide the information to Student Digital Wallet.

Student Digital Wallet processes education records as a technology service provider according to applicable agreements and instructions.

8. Credential Accuracy

Student Digital Wallet provides technology for issuing and verifying credentials.

The organization issuing a credential is responsible for the accuracy of the credential.

Student Digital Wallet does not independently certify that the underlying educational information is accurate.

9. Credential Sharing

Authorized users may share credentials with recipients.

Users are responsible for selecting appropriate recipients and reviewing sharing information before sending a credential.

Student Digital Wallet may provide access controls such as expiration dates and access records.

10. Credential Revocation

Authorized organizations may revoke credentials when appropriate.

A revoked credential may remain visible as a verification record indicating that it has been revoked.

11. Prohibited Conduct

Users may not:

• Access information without authorization
• Attempt to bypass security controls
• Upload malicious software
• Upload fraudulent documents
• Create fraudulent credentials
• Impersonate another person
• Misrepresent an educational organization
• Use Student Digital Wallet for unlawful activity
• Attempt to obtain another user's credentials
• Interfere with platform operations
• Attempt to access another organization's information
• Use student information for unauthorized commercial purposes

12. Security

Student Digital Wallet uses access controls and security measures designed to protect information.

Users must not attempt to circumvent these controls.

13. Intellectual Property

Student Digital Wallet and its software, designs, interfaces, trademarks, logos, documentation, and platform technology belong to Student Digital Wallet or its licensors.

Users retain ownership of information and documents they provide, subject to the rights necessary for Student Digital Wallet to operate the service.

14. Educational Organization Data

An educational organization retains control over the student information it provides to Student Digital Wallet.

Student Digital Wallet does not acquire ownership of educational records merely because the records are stored on the platform.

15. Service Availability

Student Digital Wallet will make reasonable efforts to maintain platform availability.

Temporary interruptions may occur because of maintenance, security events, infrastructure problems, internet failures, or circumstances beyond reasonable control.

16. Third Party Services

Student Digital Wallet may rely on third party infrastructure and services.

Those services may have their own terms and policies.

17. Disclaimer

Student Digital Wallet provides technology designed to facilitate credential management and verification.

Student Digital Wallet does not guarantee that every credential uploaded to the platform is authentic.

The organization issuing a credential is responsible for the accuracy and authenticity of the information it provides.

18. Limitation of Liability

To the maximum extent permitted by applicable law, Student Digital Wallet will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the service.

Nothing in these Terms is intended to exclude liability that cannot legally be excluded.

19. Indemnification

To the extent permitted by law, users and organizations agree to defend and indemnify Student Digital Wallet against claims arising from unauthorized use, fraudulent information, violation of these Terms, or violation of applicable law caused by their actions.

20. Suspension and Termination

Student Digital Wallet may suspend or terminate accounts when reasonably necessary to protect the platform, users, student information, or the rights of Student Digital Wallet.

Educational organizations may terminate their use according to their applicable service agreement.

21. Governing Law

These Terms are governed by the laws of the State of Michigan, except where federal law controls.

22. Changes

Student Digital Wallet may update these Terms.

Updated Terms will be posted on studentdigitalwallet.com.

23. Contact

Student Digital Wallet

support@studentdigitalwallet.com

studentdigitalwallet.com

[Business Address]